A surprising amount of couples aren’t talking about money and debt issues
Manulife Bank of Canada recently commissioned Ipsos to conduct a survey about financial issues at home and confiding in a significant other. The results are shocking and unsurprising at the same time.
It will soon be easier for self-employed Canadians to qualify for a mortgage
The Canada Mortgage and Housing Corporation is making it easier for self-employed Canadians to apply and qualify for mortgages.
Lower your utility bill with these water saving tips
Summer just started and we’re already on our second heat wave. One thing that happens during the summer is that everyone’s water use goes up. So we’re sharing a few tricks to help you save water at home this summer.
Chill your summer hydro bill with a smart thermostat
The GTA region is in for a long, hot summer, according to early climatologist forecasts – and given our fair city just endured an unusually cold and lingering winter (an ice storm in April, what gives?) news of rising temps is music to Torontonian ears.
3 ways to market your Toronto home listing this spring
Billed as the busiest time of year to purchase a resale or new construction home, the months between March and June typically see an influx of new listings and a renewed buyer force.
The B-20 impact: How will new mortgage rules affect 2018 real estate?
A new year usually means bringing out the bubbly – but homebuyers are less inclined to cheers the beginning of 2018, as January 1st ushered in regulations that make it tougher to get a mortgage. Guideline B-20 is the latest crop of
Things you need to secure a mortgage
Starting January 1, 2018, all uninsured mortgages will have to undergo a stress test, meaning you need to be approved at 2% higher than your agreed upon rate. This news has many people scrambling to secure a mortgage before the end of the year,
5 ways to add value to your home this winter
Do you want to add value to your home? You can do so this winter with these minor home upgrades! Don't worry, these aren't huge projects!
New report calls stress test for uninsured mortgages ‘unnecessary’
Canada’s financial regulator, the Office of the Superintendent of Financial Institutions (OSFI), wants homebuyers with uninsured mortgages to qualify with a stress test. A recent report from the Fraser Institute says the stress test is “unnecessary” and
What exactly affects your credit score?
On the hunt for your first home? Getting pre-approved is crucial so you are aware of how much you can afford. That way you don’t fall in love with something out of your budget. But what determines your qualifying amount? Your credit score is a major
