Canadian housing market maintains moderate degree of vulnerability Image

Canadian housing market maintains moderate degree of vulnerability

It looks like Canada’s housing market is finally balancing out, according to the latest Housing Market Assessment from the Canada Mortgage and Housing Corporation. 

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3 reasons why the mortgage stress test should not change (for now) Image

3 reasons why the mortgage stress test should not change (for now)

The mortgage stress test has been a hot topic since it was first introduced in 2018. Some in the real estate industry believe the policy has done its job and it’s time to revise it, and some believe it should remain the way it is. 

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Should we be worried about the increase in mortgages with alternative lenders? Image

Should we be worried about the increase in mortgages with alternative lenders?

Government policy like the mortgage stress test was introduced to cool Canada’s housing market, which it did, but some buyers have decided to simply go a different route, and it could be bad for the overall health of the market. 

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Toronto housing starts remain steady through June Image

Toronto housing starts remain steady through June

According to the Canada Mortgage and Housing Corporation’s monthly housing starts report, on a national level, starts trended up in June 2019 with 205,838 units, compared to 200,530 in May.

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Housing variety is key to improving affordability Image

Housing variety is key to improving affordability

There's a change in the air. There’s talk of prefab housing being piloted to combat homelessness. Laneway suites will soon be popping up across all of Toronto. Sidewalk Labs unveiled plans for mass timber building designs and prefab construction.

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Toronto homebuyers blame population growth for soaring housing prices Image

Toronto homebuyers blame population growth for soaring housing prices

Housing prices are considered high in the Greater Toronto Area, and many of the professionals in the industry blame the lack of supply. Turns out that’s not how homebuyers see it. 

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Everything you need to know about Canada’s First-Time Home Buyer Incentive Image

Everything you need to know about Canada’s First-Time Home Buyer Incentive

If you’re a first-time buyer in Canada, you’ve likely been waiting for details on the federal government’s First-Time Home Buyer Incentive program. Well, the details are here, including a start date.

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Toronto condo construction takes a breather as sales pick up steam Image

Toronto condo construction takes a breather as sales pick up steam

New home sales may be picking up steam this spring, but residential construction slowed down slightly across the country.

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Would you pay a premium for a third bedroom? Image

Would you pay a premium for a third bedroom?

Would you pay more for a condo unit because it has an extra bedroom, even if the square footage was the same as a unit with fewer bedrooms? 

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The mortgage stress test is flawed because it doesn\

The mortgage stress test is flawed because it doesn't consider income growth

There’s a mortgage stress test duel underway, and the weapons of choice are reports and open letters. Who will win?

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