Ontario struggling the most with Canada’s rental affordability crisis Image

Ontario struggling the most with Canada’s rental affordability crisis

Thanks to the 2019 Canadian Rental Housing Index, we now have a better picture of the rental affordability crisis in Canada, and it hits hard in Ontario. Of the top 20 federal ridings with the worst rental affordability challenges, 11 are in Ontario.

Read More
See how much government fees increase new homes prices in the Greater Toronto Area  Image

See how much government fees increase new homes prices in the Greater Toronto Area

There’s been a lot of focus recently on the lack of supply and strong demand driving up home prices in the Greater Toronto Area, but there are other factors to consider: government fees, taxes, and charges.

Read More
6 housing ideas to consider before heading to the polls in October Image

6 housing ideas to consider before heading to the polls in October

The Hub is called REALideas, and it has all the policy recommendations that the leading political parties should take into consideration when releasing their platforms in the coming weeks. 

Read More
To all the first-time buyers out there, do not lose hope Image

To all the first-time buyers out there, do not lose hope

I want people to be hopeful about the future, and for many, that involves feeling confident in their home ownership goals. A home is a foundation for your family. It’s a place to grow and to love.

Read More
Millennials more likely to fib on their mortgage application Image

Millennials more likely to fib on their mortgage application

Would you ever fib on a mortgage application? Have you ever? Findings from a new Equifax survey suggests that Canadian millennials are more willing to do so than the general population. 

Read More
Should Canada allow a 30-year amortization for insured mortgages? Image

Should Canada allow a 30-year amortization for insured mortgages?

A new report by Mortgage Professionals Canada discovered that a 30-year amortization for an insured mortgage is the preferred option over the new First-Time Home Buyer’s Incentive.

Read More
Should Canadian home buyers consider using the FTHBI? Image

Should Canadian home buyers consider using the FTHBI?

First announced back in March in the last federal budget, the FTHBI has been the point of some debate, both for how the program is structured, and for some of the restrictions it places on home buyers who may wish to use it.

Read More
First-time buyers feeling optimistic about the housing market Image

First-time buyers feeling optimistic about the housing market

BMO released the results of a survey conducted by Pollara Strategic Insights, announcing that first-time buyers in Alberta are the most optimistic in the country about buying a new home with more than 50% thinking that now is a good time to do so.

Read More
Buying a detached home and the importance of patience Image

Buying a detached home and the importance of patience

I have a confession to make - I’m slightly conflicted about the state of the Greater Toronto Area’s housing market. Is there actually an affordability crisis? Does the mortgage stress test actually need to be adjusted? 

Read More
Canadian housing market comes in for a soft landing as prices continue to rise Image

Canadian housing market comes in for a soft landing as prices continue to rise

While talk of a Canadian housing bubble was creeping back into some headlines, the market actually came in for a soft landing, according to a recent report from BMO Capital Markets. 

Read More

Sign-up for our Newsletter