How treating your household financials like a business can save you money
In an effort to make your household financials more manageable, let’s take a look at how a business manages its finances.
What is a home equity line of credit and how does it work?
If you currently own a home, you should look into a home equity line of credit. There are a number of reasons why it would make sense for you to take advantage of this product that most major lenders offer.
RRSP or TFSA: Which is the better way to save for your new home?
So, you’re saving for your first home. Odds are your current savings account isn’t quite cutting it as far as growth goes, so what should you do?
Things to consider in addition to closing costs
Last year, we provided a pretty thorough breakdown of what closing costs consist of when buying a new home in the Greater Toronto Area. Many buyers are unaware of what fees are due upon closing, and guess what? There’s more.
5 reasons homeowners need an emergency fund
You cut corners and scrimped for years to come up with that down payment – but your saving days are far from over once you’ve achieved homeownership. In fact, you’ll need to take your commitment to socking cash away to a whole other level.
Now’s the time to start saving for your new home
Some people are on vacation, some are staying home and trying to save money. Typically, the housing market heats up in the spring and slows down in the summer. It was the opposite this year, which inspired us to focus on money saving tips!
A surprising amount of couples aren’t talking about money and debt issues
Manulife Bank of Canada recently commissioned Ipsos to conduct a survey about financial issues at home and confiding in a significant other. The results are shocking and unsurprising at the same time.
It will soon be easier for self-employed Canadians to qualify for a mortgage
The Canada Mortgage and Housing Corporation is making it easier for self-employed Canadians to apply and qualify for mortgages.
Lower your utility bill with these water saving tips
Summer just started and we’re already on our second heat wave. One thing that happens during the summer is that everyone’s water use goes up. So we’re sharing a few tricks to help you save water at home this summer.
Chill your summer hydro bill with a smart thermostat
The GTA region is in for a long, hot summer, according to early climatologist forecasts – and given our fair city just endured an unusually cold and lingering winter (an ice storm in April, what gives?) news of rising temps is music to Torontonian ears.
Follow NewInHomes.com
