Is your credit score high enough to get approved for a mortgage in the GTA? Image

Is your credit score high enough to get approved for a mortgage in the GTA?

Whether or not you get approved for a mortgage in the GTA has a lot to do with your credit score, among other factors such as your employment status and debt levels.

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How the government is planning to improve housing affordability for first-time buyers Image

How the government is planning to improve housing affordability for first-time buyers

Finance Minister Bill Morneau tabled the Government of Canada’s Budget 2019 yesterday, and there was an emphasis on improving housing affordability for first-time buyers.

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5 patterns that will spice up your home decor this spring Image

5 patterns that will spice up your home decor this spring

Do you want to make a few updates to your home this spring? Patterns are a perfect way to inject new accents and create movement in your space. 

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Canadians want bigger first-time buyer tax credit in federal budget: survey Image

Canadians want bigger first-time buyer tax credit in federal budget: survey

There’s no doubt that housing affordability – or the lack thereof – has been one of the biggest financial challenges facing Canadians in recent years. That’s led to growing pressure on the federal government to take action.

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How to prevent flooding during the spring thaw Image

How to prevent flooding during the spring thaw

Yes, the sun is starting to make more appearances as we approach the beginning of spring. If you live in an area that still has a lot of snow, then there’s a chance your home is at risk of flooding during the spring thaw. 

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Spring home maintenance tasks to tackle this March Image

Spring home maintenance tasks to tackle this March

Believe it or not, spring is right around the corner. The days are a bit longer, the birds will soon be chirping, and we’ll hopefully have fewer cloudy days. But you better believe your home took a beating this winter.

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Expect spring weather to be in full swing very soon! Image

Expect spring weather to be in full swing very soon!

This has been a long, freezing winter with a ton of snow...and it’s not over. This week is supposed to be extremely cold! But, it is March, so the first day of spring is only a few weeks away!

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7 ideas to consider for your 2019 kitchen renovation Image

7 ideas to consider for your 2019 kitchen renovation

Do you plan to renovate your kitchen in 2019? Kitchens are one of the most utilized rooms in a household. Considered the heart of the home, kitchens are a place to gather, communicate, cook, and socialize. 

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4 ways to make buying a home easier for first-time buyers Image

4 ways to make buying a home easier for first-time buyers

I recall seeing young couples buying new detached homes in Brampton, Markham, Mississauga, Oakville, Oshawa, all across the Greater Toronto Area and surrounding regions. Today, I’m seeing fewer and fewer first-time buyers, even in new condo sales centres.

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Builders report 33% drop in first-time buyers Image

Builders report 33% drop in first-time buyers

It’s now been more than a year since the stress test came into effect. The policy requires that you qualify at 2% higher than your agreed upon rate with your lender. This test applies whether you put down more or less than 20% on the home.

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